Excesses payable by the insured

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Dental services with excess at the insured person's expense:
See dental insurance excesses for customers of the products MEDIFIATC COMPLETE, COMPLETE WITH REIMBURSEMENT and START 2026.
See excesses for customers with FIATC DENTAL INSURANCE 2026. 
 
Other services available to the insured person upon payment of an excess corresponding to the cost of the service requested:
 

Non-toric trifocal intraocular lens. It shall be provided exclusively at the Company's own designated centres. This benefit is subject to the excess paid by the insured person.
Excess amount per lens: €860
 
Da Vinci Robotic Surgery. This will be provided exclusively under the approval of the FIATC surgical control commission in the company's own centres, as designated by the company. This benefit is subject to the excess paid by the insured person.

 

Amount of the excess depending on the type of intervention:

 
Urology Surgery

  • Prostatectomy: 11,000
  • Nephrectomy: €11,000
  • Bricker cystectomy: €18,100
  • Neobladder cystectomy: €22,000
  • Obturator Iliac Lymphadenectomy: €10,450

 Gynaecological Surgery

  • Hysterectomy: €12,650

 Thoracic Surgery

  • Pulmonary Resection: €10,100
  • First rib resection: €8,100
  • Diaphragmatic hernia or herniated diaphragm: €6,100
  • Mediastinal Tumour Resection: €6,600

 General Surgery

  • Robotic cholecystectomy: €9,100
  • Hiatus hernia: €9,600

 Available only for MEDIFIATC, MEDIFIATC P5, P15, Multi 125, Multi 250, Selec and Diagonal (see special conditions for more information).