Conoce nuestro seguro de barco con diferentes niveles de protección.
Expats Insurance
- We offer car and home insurance in Spain for expats, with clear information
- From the start, you’ll know what your insurance covers and how it works
- A simple and transparent process designed to give you peace of mind with your purchase
Having insurance as an expat is essential to ensure financial stability and peace of mind while living abroad
Choosing reliable insurance for expats in Spain ensures your most valuable assets are fully protected, giving you confidence and reassurance in your new country. From protecting your vehicle on unfamiliar roads to safeguarding your property against unexpected damage or loss, the right cover will help you avoid costly surprises.
Benefits of FIATC home insurance for expats
Protect yourself from third-party claims with comprehensive liability cover. Whether you own or rent your home in Spain, you can enjoy your new life abroad knowing you are financially protected.
Your home is more than just a building. Our home insurance for expatriates covers structural damage as well as interior contents, including furniture, appliances and valuables, providing comprehensive protection against fire, water damage, theft and more.
Unexpected events can happen at any time. With 24-hour assistance, you’ll receive fast and efficient support whenever you need it, making your experience in Spain smoother and worry-free.
Benefits of FIATC car insurance for expats
Our car insurance for expatriates ensures full compliance with Spanish driving laws. In addition to mandatory coverage, it provides extra protection so you can drive on unfamiliar roads with complete confidence and safety.
From legal advice in case of an accident to immediate roadside assistance anywhere in Spain, you’re never alone. We offer professional assistance in your language, helping you resolve any issues quickly and without unnecessary stress.
Your policy covers not only damage to your vehicle, but also driver protection, ensuring your financial security in the event of an accident. Whether it’s collisions, liability or unexpected events, you’re protected against costly surprises.
Getting insured with FIATC is easy
Request a quote
Review the cover
Confirm the details
Activate the policy
FAQs
Expat insurance is a solution specifically designed for those living, working or moving temporarily or permanently to another country. Unlike traditional policies, this type of coverage takes into account the particular needs of people residing abroad, such as international mobility, country changes and local legal requirements. Even when focused on property and vehicles, such as home or car insurance in Spain, expat insurance provides peace of mind and protection against the unexpected, ensuring the insured person is covered in their country of residence.
Settling in another country involves adapting to new regulations, administrative systems and legal responsibilities. Matters such as driving a vehicle, owning a property or third-party liability may vary significantly depending on your country of origin. For expatriates in Spain, having car or home insurance for expats is particularly important. These tailored policies offered by FIATC ensure the protection of vehicles and homes in line with local laws, while also providing professional assistance if any problems arise. This cover not only protects property and financial interests, but also simplifies claims and procedures within a new legal environment, reducing uncertainty during a period of change.
Choosing the right insurance for expatriates is a practical way to ensure protection and stability while living abroad. Moving to another country often involves new risks, regulatory frameworks and unfamiliar procedures. Tailored expat insurance provides peace of mind, continuity and reliable support throughout this transition. Key benefits:
- Adaptation to the new environment: cover is tailored to the reality of the country of residence, whether insurance for a home in Spain or car insurance for expatriates, taking into account local requirements and characteristics.
- Greater flexibility: solutions are designed for people with international mobility and can adapt to changes in residence or different personal and professional stages.
- Protection against the unexpected: support in situations affecting property, homes or vehicles helps to minimise financial impact.
- Simple processing and support: makes dealing with incidents easier, providing professional guidance in an unfamiliar environment.
- Security and peace of mind: ensures stability during a period of change, allowing expatriates to focus on their new experience abroad with confidence.
- Regulatory compliance: helps ensure that policyholders meet local legal insurance requirements, whether for car insurance for expatriates or home insurance.
Car insurance in Spain for expatriates includes the essential cover needed to drive with peace of mind:
- Compulsory civil liability: mandatory cover for personal injury and material damage caused to third parties.
- Own damages: protection for your vehicle in the event of an accident.
- Theft and fire: cover against vehicle theft or damage caused by fire.
- Roadside assistance: help in the event of a breakdown or accident when driving.
- Legal defence: legal advice and defence in the event of driving-related incidents.
If you are looking for car insurance in Spain as an expat, there are a few key points to be aware of:
- It may be possible to insure a vehicle registered in another country, depending on the country of origin and the length of stay. Each case is assessed individually.
- The documentation required includes proof of identity, driving licence and vehicle documents.
- The policy may be cancelled in accordance with the agreed terms, which are always explained clearly and transparently.
The entire policy set-up process and insurance documentation are available in English. This allows international clients to take out and manage their home insurance in Spain easily and without language barriers. If you are a foreign national or living in Spain as an expat, you will be able to review all your policy information clearly and receive specialised assistance.
You can take out home insurance in Spain whether you own or rent a home. If you are a tenant, you can protect your personal belongings and your third-party liability. If you are a homeowner, you can insure both the building and its contents with a home insurance policy in Spain tailored to your needs.
The process of taking out home insurance in Spain is quick and easy. A specialised advisor will guide you through the process, helping you to define the sums insured correctly and select the most appropriate cover based on the characteristics of your property.